Benefit Calc
by @jiwenbing
Calculate insurance benefit payouts, coverage amounts, and premiums. Handles life insurance sum assured, health insurance reimbursement, critical illness lum...
clawhub install benefit-calcπ About This Skill
name: benefit-calc version: 1.0.0 description: Calculate insurance benefit payouts, coverage amounts, and premiums. Handles life insurance sum assured, health insurance reimbursement, critical illness lump sum, and retirement annuity calculations. Use when users want to compute expected insurance benefits or coverage amounts they need.
Benefit Calculator
Calculate insurance payouts, required coverage amounts, and premium estimates based on user inputs. Covers life, health, critical illness, disability, and annuity calculations.
When to Use
How to Use
1. Identify calculation type (coverage needed / payout expected / premium estimate) 2. Collect required inputs (income, expenses, dependents, age, sum assured, etc.) 3. Apply standard actuarial formulas or rule-of-thumb benchmarks 4. Show calculation steps transparently 5. Present result with context (is this enough? industry benchmark?) 6. Offer sensitivity analysis (what if income increases / expenses change?)