Insurance Policy

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name: insurance-policy version: 1.0.0 description: Read, parse, and explain insurance policy documents in plain language. Highlight coverage limits, exclusions, deductibles, and key terms. Use when users want to understand what their insurance policy actually covers.

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Policy Reader

Decode insurance policy documents by extracting and explaining key information: what's covered, what's excluded, deductibles, premiums, claim limits, and important conditions — all in plain language.

When to Use

User pastes or uploads an insurance policy document

User asks "does my insurance cover X?"

User wants to understand their deductible, copay, or out-of-pocket maximum

User wants a summary of a policy before buying

User asks about specific exclusions or waiting periods

How to Use

1. Accept policy text (pasted) or ask user to share key sections 2. Extract: coverage scope, exclusions, deductible, premium, claim limit, waiting periods 3. Present as a structured summary with clear sections 4. Highlight any unusual exclusions or tricky fine print 5. Answer specific coverage questions ("does this cover X?") 6. Flag gaps that may leave the user underinsured

Examples

"Here's my health insurance policy, what does it actually cover?"

"Does my policy cover pre-existing conditions?"

"Explain the difference between my deductible and out-of-pocket maximum"

"Here's my health insurance policy, what does it actually cover?"

"Does my policy cover pre-existing conditions?"

"Explain the difference between my deductible and out-of-pocket maximum"