Intelligent Budget Tracker
by @enjuguna
Intelligent budget tracking and financial management library for AI agents - expense tracking, income management, budgets, savings goals, and LLM-powered insights
clawhub install intelligent-budget-trackerπ About This Skill
name: agent-money-tracker description: Intelligent budget tracking and financial management library for AI agents - expense tracking, income management, budgets, savings goals, and LLM-powered insights
Agent Money Tracker
A TypeScript library for AI agents to track expenses, income, budgets, and savings goals with LLM-powered natural language parsing. No frontend required - designed for programmatic use by agents and bots.
Installation
npm install agent-money-tracker
Usage
Initialize the Budget Tracker
import { clawhub } from 'agent-money-tracker';// Initialize (required before any operations)
await clawhub.initialize();
// Or with custom storage path
await clawhub.initialize('/path/to/data');
Expense Tracking
// Add an expense
await clawhub.addExpense(50, 'Food & Dining', 'Grocery shopping', {
date: '2026-01-31',
tags: ['weekly', 'essentials'],
merchant: 'Whole Foods'
});// Natural language input
await clawhub.addFromNaturalLanguage('spent $45 on uber yesterday');
// Get recent expenses
const expenses = clawhub.getExpenses({ limit: 10 });
// Filter by category and date range
const foodExpenses = clawhub.getExpenses({
category: 'Food & Dining',
startDate: '2026-01-01',
endDate: '2026-01-31'
});
Income Tracking
// Add income
await clawhub.addIncome(5000, 'Salary', 'January salary', {
date: '2026-01-15'
});// Add freelance income
await clawhub.addIncome(500, 'Freelance', 'Website project');
// Get all income
const income = clawhub.getIncome();
Budget Management
// Create a monthly budget
await clawhub.createBudget('Food Budget', 'Food & Dining', 500, 'monthly', 0.8);// Check budget status
const status = clawhub.getBudgetStatus();
// Returns: [{ budgetName, spent, limit, remaining, percentageUsed, status }]
// Get budget alerts
const alerts = clawhub.checkBudgetAlerts();
// Returns warnings when threshold or limit exceeded
// Get smart budget suggestions
const suggestions = clawhub.suggestBudgetLimits();
// Returns: [{ category, suggested, average, max }]
Savings Goals
// Create a savings goal
await clawhub.createGoal('Emergency Fund', 10000, {
description: '6 months expenses',
deadline: '2026-12-31',
priority: 'high'
});// Add contribution
await clawhub.contributeToGoal('goal_abc123', 500, 'January savings');
// Check progress
const progress = clawhub.getGoalProgress();
// Returns: [{ goalName, targetAmount, currentAmount, percentageComplete, daysRemaining, onTrack }]
Analytics & Reports
// Monthly spending summary
const summary = clawhub.getSpendingSummary();
// Returns: { totalExpenses, totalIncome, netSavings, expensesByCategory, incomeByCategory }// View monthly trends
const trends = clawhub.getMonthlyTrends(12);
// Returns: [{ date, expenses, income, netSavings }]
// Full monthly report
const report = clawhub.generateMonthlyReport(2026, 1);
// Compare to last month
const comparison = clawhub.compareToLastMonth();
// Returns: { expenseChange, incomeChange, topIncreases, topDecreases }
Smart Insights
// Generate AI-powered insights
const insights = await clawhub.generateInsights();
// Returns insights like:
// - "β οΈ Your dining expenses are 3x higher than usual"
// - "π‘ Cancel unused subscriptions to save $50/month"
// - "π You've tracked expenses for 7 consecutive days!"// Get unread insights
const unreadInsights = clawhub.getInsights();
Recurring Transactions
// Create recurring expense (e.g., Netflix subscription)
await clawhub.createRecurring(
'expense', 15.99, 'Subscriptions', 'Netflix', 'monthly',
{ startDate: '2026-02-01' }
);// Create recurring income (e.g., salary)
await clawhub.createRecurring(
'income', 5000, 'Salary', 'Monthly salary', 'monthly'
);
// Process due recurring transactions
await clawhub.processRecurring();
Data Management
// Get statistics
const stats = clawhub.getStats();
// Returns: { totalTransactions, totalExpenses, totalIncome, netSavings, avgExpense, topCategory }// Get available categories
const categories = clawhub.getCategories();
// Export data
const jsonData = await clawhub.exportData();
// Create backup
const backupPath = await clawhub.backup();
// Get storage location
const dataPath = clawhub.getDataPath();
Default Categories
Expense Categories
| Category | Icon | |----------|------| | Food & Dining | π | | Transportation | π | | Shopping | ποΈ | | Bills & Utilities | π‘ | | Entertainment | π¬ | | Health & Fitness | πͺ | | Education | π | | Personal Care | π | | Subscriptions | π± |Income Categories
| Category | Icon | |----------|------| | Salary | π° | | Freelance | π» | | Investments | π | | Gifts | π |Cross-Platform Storage
Data is stored in platform-specific locations:
| Platform | Default Path |
|----------|-------------|
| Windows | %APPDATA%\clawhub |
| macOS | ~/Library/Application Support/clawhub |
| Linux | ~/.local/share/clawhub |
Override with environment variable:
export CLAWHUB_DATA_PATH=/custom/path
API Reference Summary
| Method | Description |
|--------|-------------|
| initialize(path?) | Initialize the budget tracker |
| addExpense(amount, category, description, options?) | Add expense |
| addIncome(amount, category, description, options?) | Add income |
| addFromNaturalLanguage(text) | Parse and add from natural language |
| createBudget(name, category, limit, period, threshold?) | Create budget |
| getBudgetStatus() | Get all budget statuses |
| checkBudgetAlerts() | Get budget warnings/alerts |
| createGoal(name, target, options?) | Create savings goal |
| contributeToGoal(goalId, amount, note?) | Add to goal |
| getGoalProgress() | Get all goal progress |
| getSpendingSummary(start?, end?) | Get spending breakdown |
| getMonthlyTrends(months?) | Get monthly trend data |
| generateMonthlyReport(year?, month?) | Generate full report |
| generateInsights() | Generate AI insights |
| createRecurring(type, amount, category, desc, freq, options?) | Create recurring |
| processRecurring() | Process due recurring transactions |
| getStats() | Get transaction statistics |
| exportData() | Export all data as JSON |
| backup() | Create timestamped backup |
π‘ Examples
Initialize the Budget Tracker
import { clawhub } from 'agent-money-tracker';// Initialize (required before any operations)
await clawhub.initialize();
// Or with custom storage path
await clawhub.initialize('/path/to/data');
Expense Tracking
// Add an expense
await clawhub.addExpense(50, 'Food & Dining', 'Grocery shopping', {
date: '2026-01-31',
tags: ['weekly', 'essentials'],
merchant: 'Whole Foods'
});// Natural language input
await clawhub.addFromNaturalLanguage('spent $45 on uber yesterday');
// Get recent expenses
const expenses = clawhub.getExpenses({ limit: 10 });
// Filter by category and date range
const foodExpenses = clawhub.getExpenses({
category: 'Food & Dining',
startDate: '2026-01-01',
endDate: '2026-01-31'
});
Income Tracking
// Add income
await clawhub.addIncome(5000, 'Salary', 'January salary', {
date: '2026-01-15'
});// Add freelance income
await clawhub.addIncome(500, 'Freelance', 'Website project');
// Get all income
const income = clawhub.getIncome();
Budget Management
// Create a monthly budget
await clawhub.createBudget('Food Budget', 'Food & Dining', 500, 'monthly', 0.8);// Check budget status
const status = clawhub.getBudgetStatus();
// Returns: [{ budgetName, spent, limit, remaining, percentageUsed, status }]
// Get budget alerts
const alerts = clawhub.checkBudgetAlerts();
// Returns warnings when threshold or limit exceeded
// Get smart budget suggestions
const suggestions = clawhub.suggestBudgetLimits();
// Returns: [{ category, suggested, average, max }]
Savings Goals
// Create a savings goal
await clawhub.createGoal('Emergency Fund', 10000, {
description: '6 months expenses',
deadline: '2026-12-31',
priority: 'high'
});// Add contribution
await clawhub.contributeToGoal('goal_abc123', 500, 'January savings');
// Check progress
const progress = clawhub.getGoalProgress();
// Returns: [{ goalName, targetAmount, currentAmount, percentageComplete, daysRemaining, onTrack }]
Analytics & Reports
// Monthly spending summary
const summary = clawhub.getSpendingSummary();
// Returns: { totalExpenses, totalIncome, netSavings, expensesByCategory, incomeByCategory }// View monthly trends
const trends = clawhub.getMonthlyTrends(12);
// Returns: [{ date, expenses, income, netSavings }]
// Full monthly report
const report = clawhub.generateMonthlyReport(2026, 1);
// Compare to last month
const comparison = clawhub.compareToLastMonth();
// Returns: { expenseChange, incomeChange, topIncreases, topDecreases }
Smart Insights
// Generate AI-powered insights
const insights = await clawhub.generateInsights();
// Returns insights like:
// - "β οΈ Your dining expenses are 3x higher than usual"
// - "π‘ Cancel unused subscriptions to save $50/month"
// - "π You've tracked expenses for 7 consecutive days!"// Get unread insights
const unreadInsights = clawhub.getInsights();
Recurring Transactions
// Create recurring expense (e.g., Netflix subscription)
await clawhub.createRecurring(
'expense', 15.99, 'Subscriptions', 'Netflix', 'monthly',
{ startDate: '2026-02-01' }
);// Create recurring income (e.g., salary)
await clawhub.createRecurring(
'income', 5000, 'Salary', 'Monthly salary', 'monthly'
);
// Process due recurring transactions
await clawhub.processRecurring();
Data Management
// Get statistics
const stats = clawhub.getStats();
// Returns: { totalTransactions, totalExpenses, totalIncome, netSavings, avgExpense, topCategory }// Get available categories
const categories = clawhub.getCategories();
// Export data
const jsonData = await clawhub.exportData();
// Create backup
const backupPath = await clawhub.backup();
// Get storage location
const dataPath = clawhub.getDataPath();