Investor Memo Generator

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name: investor-memo-generator description: > Generate investor-ready memos, executive summaries, and pitch narrative documents from raw financial data, cap tables, and startup metrics. Produces one-pagers, term sheet summaries, SAFE/note summaries, board update memos, and LP update letters. Structures narrative around traction, financials, and use of funds. Use when a founder or CFO needs to turn a financial model or data dump into a polished investor document. NOT for: building the underlying financial model (use startup-financial-model), cap table math (use cap-table-manager), legal document drafting (requires attorney), or generating pitch decks with slides (output is text/markdown, not slide formats). version: 1.0.0 author: PrecisionLedger tags: - finance - investors - startups - memos - fundraising - narrative

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Investor Memo Generator Skill

Transform raw financial data, metrics, and context into polished investor-ready documents. This skill guides Sam Ledger through structured memo creation — from one-pagers to board updates — with narrative framing that communicates traction, financials, and opportunity clearly.

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When to Use This Skill

Trigger phrases:

"Write an investor memo for…"

"Draft a board update / LP letter"

"Summarize our financials for investors"

"Turn this model into an investor narrative"

"Prepare a one-pager for [company]"

"Write a use-of-funds summary"

"Draft a SAFE / term sheet summary"

Use when:

Founder has financial model data and needs investor narrative

Board meeting is coming and CEO needs a written update

LP update letter is due (fund managers)

Post-close SAFE/note summary needed for investor records

Executive summary needed for data room

Do NOT use when:

The underlying financial model doesn't exist yet → use startup-financial-model first

Cap table needs to be built → use cap-table-manager first

Legal binding term sheet needed → requires attorney review

Slide deck / PowerPoint format needed → output is markdown/text only

Public company investor relations → different regulatory requirements (10-K, 8-K, etc.)

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Document Types Supported

1. Investor One-Pager

Single-page executive summary: company overview, problem/solution, traction, team, ask, use of funds.

2. Board Update Memo

Structured monthly/quarterly update: KPIs vs plan, financial snapshot, key wins, risks, decisions needed.

3. LP Update Letter

For fund managers: portfolio performance, notable developments, capital calls/distributions, outlook.

4. SAFE / Convertible Note Summary

Plain-English summary of deal terms: valuation cap, discount, MFN, pro-rata rights, maturity.

5. Use-of-Funds Narrative

Breakdown of how raised capital will be deployed: headcount, product, sales/marketing, infrastructure, runway math.

6. Data Room Executive Summary

Multi-page document for serious investors: company background, market, product, financials, team, risks.

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Inputs Required

Minimum (One-Pager or Board Update)

Company name & stage (pre-seed, seed, Series A…)
Monthly revenue (current + 3-month trend)
Burn rate / runway in months
Headcount
Key metric (MAU, ARR, units sold, etc.)
Fundraising ask (if applicable)

Full (Data Room / Executive Summary)

All minimum inputs above, PLUS:
Market size (TAM/SAM/SOM)
Unit economics (CAC, LTV, payback period)
Historical P&L (last 12 months)
Forward projections (18-24 months)
Cap table summary (post-round if applicable)
Founder bios (2-3 sentences each)
Competitive landscape
Use of funds breakdown

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Output Formats

Markdown (default) — ready to paste into Notion, Google Docs, or any CMS Plain text — for email body or simple documents Structured JSON — for downstream automation or CRM entry

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Memo Templates

One-Pager Template

# [Company Name] — Investor Summary
*[Month Year] | [Stage] | Raising $[Amount]*
The Opportunity
[2-3 sentences: problem + why now + market size signal]
What We Do
[1-2 sentences: product/service in plain English]
Traction
Revenue: $[X]/mo (↑[%] MoM)
Customers: [N] ([segment])
Key Metric: [metric] = [value]
Runway: [N] months at current burn
Business Model
[1 sentence: how you make money]
The Ask
Raising: $[Amount] | Instrument: [SAFE / Priced Round]
Valuation Cap / Pre-money: $[X]M
Use of Funds: [3-4 bullet breakdown]
Team
[Name], CEO — [2-line bio]
[Name], CTO — [2-line bio]
Contact
[Name] | [Email] | [Website]

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Board Update Memo Template

# [Company Name] — Board Update [Month Year]
Prepared by: [CEO Name]
Date: [Date]
Attendees: [List]
Executive Summary
[3-4 sentences: overall state of the business, tone-setting]
KPIs vs Plan
| Metric | Plan | Actual | Δ |
|--------|------|--------|---|
| MRR | $X | $X | +/-% |
| Burn | $X | $X | +/-% |
| Headcount | N | N | +/- |
| [Key Metric] | X | X | +/-% |
Financial Snapshot
Cash on Hand: $[X] (as of [date])
Runway: [N] months
Net Burn: $[X]/mo
Revenue: $[X] MRR / $[X] ARR
Key Wins This Period
1. [Win 1]
2. [Win 2]
3. [Win 3]
Risks & Concerns
1. [Risk 1] — Mitigation: [action]
2. [Risk 2] — Mitigation: [action]
Decisions Needed
1. [Decision 1]
2. [Decision 2]
Next 30-Day Priorities
1. [Priority 1]
2. [Priority 2]
3. [Priority 3]

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Use-of-Funds Template

## Use of Funds — $[Total Raise]
| Category | Amount | % | Purpose |
|----------|--------|---|---------|
| Engineering / Product | $X | X% | [Hire N engineers, build Y feature] |
| Sales & Marketing | $X | X% | [CAC payback, channel expansion] |
| Operations | $X | X% | [Infrastructure, tooling] |
| G&A / Reserve | $X | X% | [Legal, accounting, buffer] |
| Total | $X | 100% | |
Runway Impact: This raise extends runway from [current N months] to [projected N months], through [date], at which point we project [milestone: profitability / Series A readiness / etc.]
Key Milestone Unlocked: [What reaching the end of this runway proves to the next round investor]

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SAFE Summary Template

## SAFE Terms Summary — [Company Name]
Date Signed: [Date]
Investor: [Name / Entity]
Investment Amount: $[X]
Key Terms:
Instrument: Post-Money SAFE (YC Standard)
Valuation Cap: $[X]M
Discount Rate: [X]% (or None)
MFN: Yes / No
Pro-Rata Rights: Yes / No (threshold: $[X] investment)
Conversion Trigger: Equity Financing ≥ $[X]M
Dissolution Priority: Returns investor principal before common in dissolution event
Notes:
[Any custom provisions, side letters, or non-standard terms]
*This is a plain-English summary for record-keeping. The executed SAFE document governs all legal terms.*

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Narrative Framing Principles

The Investor Memo Spine

Every strong investor memo hits these beats in order: 1. Why now — timing signal that makes this the right moment 2. Why us — team + unfair advantage 3. Proof — traction that de-risks the bet 4. Math — the numbers hold up under scrutiny 5. Ask — specific, sized, with clear use

Common Mistakes to Flag

Projections without assumptions → always show the assumptions

"Conservative" projections that still assume 10x growth → call out the tension

Vague use-of-funds ("growth") → force specific allocation

Missing unit economics → CAC/LTV must appear for B2B/SaaS

Round-numbered runway → calculate actual months from burn + cash

Language Guidance

Replace "disrupt" with specific market dynamics

Replace "unique" with the actual differentiation

Replace "traction" with the number

Use "we" sparingly — the memo speaks, not just the founder

Quantify everything that can be quantified

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Workflow

Step 1: Gather Inputs

Collect the inputs listed above. If any critical inputs are missing, ask for them before drafting. Don't fabricate metrics.

Step 2: Choose Document Type

Match the user's need to the document type. Confirm if ambiguous.

Step 3: Draft with Template

Use the appropriate template as scaffold. Fill with actual data. Flag any gaps with [NEED: ...] placeholders.

Step 4: Narrative Layer

Apply the Investor Memo Spine framework. Ensure the document tells a coherent story, not just a data dump.

Step 5: Quality Check

[ ] All numbers sourced from actual data (no estimates unless labeled)

[ ] Projections show assumptions

[ ] Unit economics present (if B2B/SaaS)

[ ] Use-of-funds sums to raise amount

[ ] Runway math is correct

[ ] No legal claims (no "guaranteed returns", no securities language)

[ ] Legal disclaimer if needed: "This is not an offer to sell securities."

Step 6: Format & Deliver

Default output: Markdown. Ask user if they want plain text or JSON.

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Integration Points

| Upstream Skill | What It Provides | |----------------|------------------| | startup-financial-model | P&L, cash flow, runway math, projections | | cap-table-manager | Cap table snapshot, dilution, round sizing | | kpi-alert-system | Live KPI data for board updates | | budget-vs-actual | Actuals vs plan for board update KPI table |

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Legal Disclaimer Boilerplate

For any memo that could be construed as a securities offering:

> *This document is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering of securities will be made only pursuant to definitive subscription documents. This summary is not a complete description of all material terms of any investment.*

Include this when: the document includes fundraising terms, investor ask, or projected returns.

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Examples

Example 1: Quick One-Pager Request

Input: "Sam, write a one-pager for Apex AI. We're raising $1.5M SAFE at $8M cap. $42K MRR, growing 18% MoM. 3 months runway. B2B SaaS for construction PM teams."

Action: Use One-Pager template. Fill all known fields. Flag missing: team bios, TAM, CAC/LTV. Output markdown.

Example 2: Board Update

Input: "Monthly board update for March. MRR hit $180K (plan was $165K). Burn $95K (was $88K due to new hire). Cash $1.1M. Big win: closed Acme Corp ($18K ACV)."

Action: Use Board Update template. Calculate runway (1.1M / 95K = 11.6 months). Flag: what decisions needed? What are Q2 priorities?

Example 3: SAFE Post-Close Summary

Input: "Angel signed a $50K SAFE, $6M cap, 20% discount, MFN, no pro-rata."

Action: Use SAFE Summary template. Fill all terms. Add legal disclaimer boilerplate.

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*PrecisionLedger — Precision. Integrity. Results.*

Example 1: Quick One-Pager Request

Input: "Sam, write a one-pager for Apex AI. We're raising $1.5M SAFE at $8M cap. $42K MRR, growing 18% MoM. 3 months runway. B2B SaaS for construction PM teams."

Action: Use One-Pager template. Fill all known fields. Flag missing: team bios, TAM, CAC/LTV. Output markdown.

Example 2: Board Update

Input: "Monthly board update for March. MRR hit $180K (plan was $165K). Burn $95K (was $88K due to new hire). Cash $1.1M. Big win: closed Acme Corp ($18K ACV)."

Action: Use Board Update template. Calculate runway (1.1M / 95K = 11.6 months). Flag: what decisions needed? What are Q2 priorities?

Example 3: SAFE Post-Close Summary

Input: "Angel signed a $50K SAFE, $6M cap, 20% discount, MFN, no pro-rata."

Action: Use SAFE Summary template. Fill all terms. Add legal disclaimer boilerplate.

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*PrecisionLedger — Precision. Integrity. Results.*