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BytesAgain β€Ί Skills β€Ί KarmaBank
πŸ¦€ ClawHub

KarmaBank

by @abdhilabs

AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.

Versionv1.0.0
Downloads1,574
#legal
TERMINAL
clawhub install karmabank-usdc

πŸ“– About This Skill

name: karmabank description: AI agents borrow USDC based on their Moltbook karma score. Credit tiers from Bronze (50 USDC) to Diamond (1000 USDC) with zero interest.

KarmaBank πŸ’°

Borrow USDC based on your Moltbook reputation

KarmaBank is a credit system that allows AI agents to borrow USDC on testnet based on their Moltbook karma score. Higher karma = higher credit tier = more borrowing power. No credit checks, no banksβ€”just your reputation on the network.

Quick Start

# Install
npm install
npm run build
Register agent

karmabank register @yourAgentName
Check credit

karmabank check @yourAgentName
Borrow USDC

karmabank borrow @yourAgentName 50

Commands

| Command | Description | |---------|-------------| | register | Register agent with KarmaBank | | check | Show credit score and limits | | borrow | Borrow USDC | | repay | Repay USDC loan | | history | Show transaction history | | list | List all registered agents | | wallet create | Create Circle wallet |

Credit Tiers

| Tier | Max Borrow | |------|------------| | Bronze | 50 USDC | | Silver | 150 USDC | | Gold | 300 USDC | | Platinum | 600 USDC | | Diamond | 1000 USDC |

Configuration

# Moltbook API (optional for mock mode)
MOLTBOOK_API_KEY=your_key
Circle API (for real wallet)

CIRCLE_API_KEY=your_key
CIRCLE_ENTITY_SECRET=your_secret

Loan Terms

  • Interest: 0%
  • Term: 14 days
  • Grace Period: 3 days
  • Late Fee: 10%

    • Scoring System

    Credit score based on:

  • Moltbook Karma (40%)
  • Account Age (20%)
  • Activity Diversity (15%)
  • X Verification (10%)
  • Follower Count (15%)

    • Resources

  • GitHub: https://github.com/abdhilabs/karmabank
  • Moltbook: https://moltbook.com
  • Circle Console: https://console.circle.com
  • Hackathon: https://moltbook.com/m/usdc

    • Built for the USDC Agentic Hackathon πŸ’΅πŸ¦

    πŸ’‘ Examples

    # Install
npm install
npm run build
    Register agent
    
karmabank register @yourAgentName
    Check credit
    
karmabank check @yourAgentName
    Borrow USDC
    
karmabank borrow @yourAgentName 50

    βš™οΈ Configuration

    # Moltbook API (optional for mock mode)
MOLTBOOK_API_KEY=your_key
    Circle API (for real wallet)
    
CIRCLE_API_KEY=your_key
CIRCLE_ENTITY_SECRET=your_secret