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BytesAgain β€Ί Skills β€Ί Paragon MLS VB Calc
πŸ¦€ ClawHub

Paragon MLS VB Calc

by @earlvanze

Compare amortized debt, extra payments, chunking/basic acceleration, and advanced velocity banking for a real estate deal. Use when deciding whether chunking...

Versionv1.0.0
Downloads490
#crypto-defi#legal#real-estate
TERMINAL
clawhub install paragon-mls-vb-calc

πŸ“– About This Skill

name: paragon-mls-vb-calc description: "Compare amortized debt, extra payments, chunking/basic acceleration, and advanced velocity banking for a real estate deal. Use when deciding whether chunking or advanced VB makes sense for a property." metadata: openclaw: requires: bins: - node mcp: paragon-mls: command: node args: - /home/umbrel/.openclaw/workspace/deal-analyst/paragon-mls-mcp/dist/index.js

Paragon MLS VB Calc

Use the paragon-mls.vb_calc MCP tool to compare debt payoff strategies for a deal.

This skill is for deciding whether standard amortization, extra payments, chunking/basic acceleration, or advanced velocity banking makes the most sense.

Typical use

  • compare plain amortization versus aggressive payoff strategies
  • test whether chunking actually improves the deal
  • estimate interest savings and payoff time before using a HELOC or VB workflow
  • pair with Four-Square outputs from the analyze-deal skill

    • Example

    mcporter call paragon-mls.vb_calc debtBalance:350000 interestRate:0.05 loanTermYears:30 monthlyIncome:8000 monthlyExpenses:4878.875681 extraPayment:1000

    Inputs

  • debtBalance
  • interestRate
  • loanTermYears
  • extraPayment
  • monthlyIncome
  • monthlyExpenses
  • helocRate
  • advancedRate
  • helocLimit
  • chunkMonths

    • Output shape

    Returns a comparison table plus JSON for:

  • amortized debt
  • amortized debt with extra payments
  • debt with basic acceleration
  • advanced debt acceleration
  • savings versus baseline
  • a recommendation on whether chunking or advanced VB makes sense

    • Notes

  • This is a decision tool, not lending advice.
  • Use actual income and expense numbers from the target property or operator budget, otherwise the recommendation will be noisy.

    • πŸ’‘ Examples

    mcporter call paragon-mls.vb_calc debtBalance:350000 interestRate:0.05 loanTermYears:30 monthlyIncome:8000 monthlyExpenses:4878.875681 extraPayment:1000

    πŸ“‹ Tips & Best Practices

  • This is a decision tool, not lending advice.
  • Use actual income and expense numbers from the target property or operator budget, otherwise the recommendation will be noisy.