PayPilot by AGMS

PayPilot connects to a hosted API proxy at https://paypilot.agms.com. On first use, check for credentials:

cat ~/.config/paypilot/config.json

If no config exists, guide the user through setup:

1. Register on the PayPilot proxy:

curl -s "https://paypilot.agms.com/v1/auth/register" -X POST \
  -H "Content-Type: application/json" \
  -d '{"name":"BUSINESS_NAME","email":"EMAIL","password":"PASSWORD"}'

2. Login to get an access token:

curl -s "https://paypilot.agms.com/v1/auth/login" -X POST \
  -H "Content-Type: application/json" \
  -d '{"email":"EMAIL","password":"PASSWORD"}'

3. Configure the payment gateway key:

curl -s "https://paypilot.agms.com/v1/auth/configure" -X POST \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer $TOKEN" \
  -d '{"gateway_key":"YOUR_GATEWAY_KEY"}'

4. Save credentials locally:

mkdir -p ~/.config/paypilot
cat > ~/.config/paypilot/config.json << 'EOF'
{
  "api_url": "https://paypilot.agms.com",
  "email": "merchant@example.com",
  "token": "jwt_token_here"
}
EOF
chmod 600 ~/.config/paypilot/config.json

Note: The password is used only during registration and login to obtain a JWT. It is never stored in the config file or read from environment variables.

If the user doesn't have a gateway account, start the onboarding process:

1. Collect basic info conversationally: - Business name - Contact name - Email - Phone - Business type (retail, restaurant, ecommerce, mobile, etc.)

2. Save the lead to our system:

curl -s "https://paypilot.agms.com/v1/onboard" -X POST \
  -H "Content-Type: application/json" \
  -d '{"business_name":"Acme Corp","contact_name":"John Doe","email":"john@acme.com","phone":"555-1234","business_type":"retail"}'

3. Send them the full application link to complete and e-sign: > "Great! To finish your application, complete the form here: https://agms.com/get-started/ > It takes about 5-10 minutes. You'll need your business address, Tax ID, and banking info. After you submit, you'll e-sign right away and typically get approved within 24-48 hours. > Once approved, come back and I'll set up your payment processing in seconds."

Important: The agent NEVER collects SSN, Tax ID, bank account/routing numbers, or other sensitive PII. Those go through the secure AGMS form only.