US Stock Analysis Lite

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name: US Stock Analysis Lite slug: us-stock-analysis-lite version: 1.0.0 description: > Quick fundamental snapshot for any US-listed stock. Covers revenue, earnings, margins, P/E valuation, and competitive position in minutes. Great for first-pass research before going deeper. Free version — upgrade for DCF models, peer comps, scenario analysis, and full buy/hold/sell ratings. author: OpenClaw Skills tags: [stocks, equities, fundamental-analysis, valuation, free] metadata: emoji: 🔎 requires: tools: [web_search, web_fetch] os: [linux, darwin, win32]

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US Stock Analysis Lite

> *"Know what you own, and know why you own it."* — Peter Lynch

🚀 Want DCF models, peer comps, scenario analysis, and buy/hold/sell ratings? Full version + PDF reports → agentofalpha.com

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What This Skill Does

Fast, data-driven fundamental snapshot of any US-listed stock. No hype — just the numbers that matter. Perfect for a first-pass read before deciding whether to go deeper.

Included in Lite:

✅ Revenue & earnings trend (3-year)

✅ Key margin snapshot (gross, operating, net)

✅ Valuation check (P/E, EV/EBITDA vs. rough sector context)

✅ Balance sheet health flag

✅ Brief competitive position

Upgrade to Full for:

❌ DCF intrinsic value model

❌ Peer comparison tables (5+ competitors)

❌ Scenario analysis (bull / base / bear cases)

❌ Technical analysis overlay

❌ Full Buy / Hold / Sell recommendation with price target

❌ PDF report export

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Data Gathering

Run these searches before analysis:

"[TICKER] revenue earnings income statement 2022 2023 2024"
"[TICKER] gross margin operating margin net margin"
"[TICKER] P/E ratio EV EBITDA forward PE"
"[TICKER] balance sheet debt cash"
"[TICKER] market share competitors business model"
"[TICKER] analyst price target consensus"

Source priority: Yahoo Finance / Google Finance for quick metrics → SEC filings for accuracy on anything that matters.

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Analysis Workflow

Step 1: Business Snapshot

Answer in 2-3 sentences:

How does the company make money? (Revenue model)

Who are its main customers / market?

What's its rough competitive position? (Leader / challenger / niche player)

Competitive position signal:

Leader: >20% market share, pricing power, brand or network moat

Challenger: Growing share, lower margins, competing on price or innovation

Niche: Small TAM, specialized, defensible but limited scale

Step 2: Financial Trend (3-Year Snapshot)

Pull the last 3 years of data and assess direction:

| Metric | Year -2 | Year -1 | TTM | Trend | |--------|---------|---------|-----|-------| | Revenue ($B) | | | | ↑ / ↓ / → | | Gross Margin (%) | | | | ↑ / ↓ / → | | Operating Margin (%) | | | | ↑ / ↓ / → | | Net Income ($M) | | | | ↑ / ↓ / → | | EPS | | | | ↑ / ↓ / → |

What good looks like:

Revenue growing consistently (even slow and steady beats erratic)

Gross margin stable or expanding (pricing power signal)

Operating leverage: margins expanding faster than revenue growth

Red flags to note:

🚩 Revenue growing but margins shrinking (price competition or cost spiral)

🚩 Net income diverging from operating income (financial engineering)

🚩 EPS growth driven by buybacks, not earnings growth

Step 3: Valuation Check

Key multiples:

| Multiple | Value | Sector Context | Signal | |---------|-------|----------------|--------| | P/E (Forward) | | ~15-25× for S&P avg | Cheap / Fair / Pricey | | EV/EBITDA | | ~10-15× for S&P avg | Cheap / Fair / Pricey | | P/S (Revenue) | | Varies widely | — |

Rough valuation read:

P/E < sector median AND growth is solid → potentially undervalued

P/E > 2× sector median → priced for perfection; verify growth justifies it

No earnings / negative EPS → use P/S or EV/Revenue instead

Growth-adjusted check (PEG ratio): PEG = Forward P/E ÷ Earnings growth rate

PEG < 1.0 → Potentially cheap relative to growth

PEG 1.0-2.0 → Fairly valued

PEG > 2.0 → Expensive relative to growth

Step 4: Balance Sheet Flag

Quick health check — doesn't require a full model:

Net Debt / EBITDA: Under 2× = healthy. Over 4× = levered, watch carefully.

Cash position: How many quarters of operating expenses does the cash cover?

Interest coverage (EBIT / Interest): Under 3× = stress territory.

Signal: 🟢 Healthy | 🟡 Watch | 🔴 Concern

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Output Format

## [COMPANY NAME] ($TICKER) — Fundamental Snapshot
Date: [Date]
Price: $XXX | Market Cap: $XXB
Business
[2-3 sentences: what they do, who they serve, competitive position]
Position: [Leader / Challenger / Niche]
Financial Trend (3-Year)
| Metric | [Year-2] | [Year-1] | TTM | Trend |
|--------|----------|----------|-----|-------|
| Revenue | $XB | $XB | $XB | ↑ |
| Gross Margin | XX% | XX% | XX% | → |
| Operating Margin | XX% | XX% | XX% | ↑ |
| Net Income | $XM | $XM | $XM | ↑ |
| EPS | $X.XX | $X.XX | $X.XX | ↑ |
Trend Read: [1 sentence — improving / stable / deteriorating, and why]
Valuation
| Multiple | Value | Context | Signal |
|---------|-------|---------|--------|
| P/E (Forward) | XX× | S&P avg ~20× | [Cheap/Fair/Pricey] |
| EV/EBITDA | XX× | ~12× typical | [Cheap/Fair/Pricey] |
| PEG Ratio | X.X | <1 = cheap | [Cheap/Fair/Pricey] |
Valuation Read: [1-2 sentences]
Balance Sheet
Net Debt/EBITDA: X.X× → [🟢 Healthy / 🟡 Watch / 🔴 Concern]
Cash: $XB ([X] quarters of runway)
Interest Coverage: X.X×
Key Risks
1. [Most important risk]
2. [Second risk]
Quick Take
[2-3 sentences giving an honest overall read — what's interesting, what's concerning,
and what would need to be true for this to be a good investment]

*⚠️ This is a lite fundamental snapshot — not a full investment recommendation.*
*For DCF models, peer comparisons, scenario analysis, and buy/hold/sell ratings:*
*Full version + PDF reports → agentofalpha.com*

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Example Queries

"Quick fundamental check on AAPL"

"Is NVDA overvalued? Give me the basics"

"Snapshot on META — how's the business doing?"

"Revenue and margin trend for MSFT"

"What's the valuation look like on AMZN?"

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Where the Lite Version Ends

This skill gives you a solid foundation — you'll know whether the business is growing, whether margins are healthy, and whether the stock looks cheap or expensive at a surface level.

What you won't get here:

A rigorous DCF model with intrinsic value estimate

Side-by-side peer comparison (e.g., GOOGL vs META vs SNAP)

Bull / base / bear scenario modeling

Technical analysis overlaid on the fundamentals

A formal Buy / Hold / Sell rating with a 12-month price target

PDF report you can save and share

🚀 Get the full institutional-grade version + PDF reports at agentofalpha.com

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*All analysis is for informational purposes only. Not investment advice. Verify independently before investing.*